Abstract: The purpose of this study is to explain difference in tolerance towards financial risk among entrepreneurs with different levels of financial literacy. Financial risk tolerance is the maximum amount of uncertainty an entrepreneur is willing to accept when making a financial decision. On the other hand, and according to the Organisation for Economic Co-operation and Development (OECD), financial literacy can be defined as a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual financial wellbeing. Therefore, the aim of the study is to explain relationship between measured level of entrepreneurs’ financial literacy and their assessed tolerance towards financial risk. This is a quantitative study, where we use a questionnaire to asses tolerance towards financial risk and to measure the level of financial literacy. Also, we use non-probability sampling methods where participants are recruited by e-mail. To gain better understanding of relationship between entrepreneurs’ financial literacy and their assessed tolerance towards financial risk we use descriptive statistics, chi-square, correlation analysis and multiple regression analysis. The results of this study are expected to shed more light on understanding of relationship between entrepreneurs’ overall financial literacy and their tolerance towards financial risk. Implications of this study suggest that entrepreneurs’ tolerance towards financial risk may be driven more by their financial attitude and behaviour rather than their financial knowledge. Key words: measurement of financial literacy, measuring tolerance towards financial risk, entrepreneurs

Uvod: Savremeni nacin života cesto dovodi do stresnih stanja koja se izražavaju u formi anksioznosti, depresije, nesanice, napetosti, agresivnosti i drugih manifestacija. U takvim situacijama cesto se koriste lijekovi iz grupe sedativa, ali i drugi farmaceutski farmaceutski pripravci. U novije vrijeme preporucuju se dijete i dodatci prehrani sa sedativnim ucinkom. Cilj rada: Cilj rada je bio na osnovu dostupnih znanstvenih informacija i istraživanja identificirati sastojke iz hrane koji imaju sedativni ucinak. Rezultati i rasprava: U hrani se nalazi nekoliko vrsta peptida, aminokiselina, vitamina i minerala koji imaju blage sedativne ucinke. Iz grupe aminokiselina najcesce su to fenilalanin, tirozin i triptofan, iz grupe vitamina tiamin, cijankobalamin i nikotinamid dok iz grupe minerala posebno je znacajan magnezij. Osim toga, vecina ovih sastojaka hrane se može koristiti u formi dodataka prehrani. Kao farmaceutski pripravci koriste se i ljekovite biljke kao sto su odoljen (Valeriana officinalis), maticnjak (Melissa officinalis), pasiflora (Passiflora). Za ublažavanje posljedica stresa preporucuju se antioksidansi iz hrane i dodataka prehrani ali i prakticiranje fizicke aktivnosti kao mjere za ublažavanje efekata stresa. Zakljucak: Stres je okidac za mnoge bolesti, a u nekim situacijama posljedice mogu biti fatalne. Prehranom se mogu ostvariti izvjesni sedativni ucinci, te smanjiti upotreba lijekova koji imaju po zdravlje stetne nuspojave.

This article provides a review of extant literature on Motivational Interviewing (MI) and its effect on medical/biopsychosocial treatment regimen adherence and general health outcomes in the geriatric population (>65 years). This is the first comprehensive literature review study exploring the effects of MI on older adults representative of typical age group seen in geriatrics clinics (i.e., >65 years, with many patients well into their 70s and 80s).The goal of the review is to provide readers with a focused, up-to-date outcome research review and to discuss the feasibility of clinical applications of MI within an interdisciplinary geriatric clinical settings and its adaptation for use with older individuals dealing with both mental health and general medical conditions. To be included in this review, studies had to be randomized controlled design, examine the effects of Motivational Interviewing, and include participants with an average age of 65 years or more. Though limited in number, 7 out of 9 studies reviewed showed a significant improvement in health outcomes as a result of Motivational Interviewing treatment. The two studies that showed no significant improvements included telephone-based MI counseling rather than face-to-face MI treatment. MI shows promise as an effective treatment in affecting health behavioral change for older adults, but further studies are needed to identify key necessary therapeutic features of the MI with this population.